During the beginning of our debt payoff, we had a strict Sunday-only policy for cold cereal. On the other six days of the week we would have a hot breakfast of pancakes, waffles, oatmeal, cream of wheat, or eggs. When I began to feel sick while pregnant with my youngest, we started having cold cereal frequently again. […]
4 Secrets for Successfully Budgeting a Variable Income
I’ve heard all sorts of budgeting excuses. One of my favorites is, “I can’t budget because my income is variable.” This is just not true! You can and should budget, even if your income is always changing. In fact, you can budget well and have financial security even when your income fluctuates. But, I get it. Not having […]
How to Camp For Free– Free Camping Hacks
My husband and I both love camping, so it’s not surprising that our kids do too. We go camping as often as our schedules allow. Some people’s idea of camping is a 20 foot by 20 foot space with a paved parking spot, fire ring and a picnic table, with some trees in sight. Not […]
Fast and Frugal Taco Soup
Taco soup is known for being a quick meal to throw together. Most people make it by dumping some canned goods into a pot with some meat and spices. I’m all for a quick meal, but I do mine a little different than most people. And the best part is it’s even cheaper than the […]
Why income is a taboo topic
Talk of money, especially as it relates to us personally, can really be a taboo topic. Whether it’s asking how much your friend’s new purse cost or telling your neighbor how much you bought your house for, we’re afraid to ask and we’re afraid to tell. Are we worried about what others will think? Depending on who […]
10 Little things you can do to save electricity in the summer
Electricity bills in the summer can be brutal! Our summer rates are double and triple what they are in the winter. If you’re lazy about conserving electricity in the winter, there is some serious motivation to buckle down in the summertime. When we moved into our new house earlier in 2017, I signed up for […]
Monthly Grocery Shopping August 2022
My monthly grocery shopping trip didn’t go as planned. I always try to combine errands since the stores I shop at are a half hour away. I had to drive a child to a practice that was near Winco so it was going to work out perfectly to do the shopping while I waited for […]
How to Afford College– 6 Practical Ways to Avoid Student Debt
My husband and I met in college. We got married a few months after I graduated and he still had a few classes left. We managed to walk away with two bachelor’s degrees and no debt. We paid our own way and didn’t have full-ride scholarships. It wasn’t easy, but we did it. With the cost […]
4 Best Places to get Audiobooks for Free (& why we love them)
Nothing compares to snuggling up with a good book and smelling the real paper pages. For convenience, though, audiobooks are pretty darn close to as good as the real thing. Audiobooks let you be well-read even when you don’t think you have time to read. While it’s true that you’ll make time for what’s important to […]
Homemade Strawberry Jam (and Buying Pectin in Bulk)
I was thrilled to find strawberries for $.98/lb this year and have it be at a time when I had room in my schedule for a couple of jam sessions. If you looked at my schedule you wouldn’t think I had room, but a recruited all of my helpers and made time. With prices rising […]
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