Saving money here and there by living frugally is great and deserves to be celebrated, but what if you were able to replicate and automate that savings every month, every week, every day by creating frugal habits? Frugal living gets easier once you form strong frugal habits. What seemed like a sacrifice at first, becomes […]
Don’t Give Up Giving Even When Money is Tight
One of the dangers of spending a lot of time talking about personal finances is that it can get to seem like life is all about money. And it’s not. It’s easy for money to become the focus, the goal in itself. That’s like making food the focus of our lives. It’s true that we […]
Hold Monthly Budget Planning Meetings
It may not sound fun, romantic, or exciting, but I’ve got to admit that I really look forward to our monthly budget planning meeting. We treat it like a date! The kids are in bed and we’re together focused on the same thing. We’re on the same team working to achieve our goals. Seeing our […]
Frugal Gifting– Not the same as giving a cheap gift
It’s the thought that counts. We’ve all heard that before, but how many of us believe it? Do our gift-giving practices reflect what really matters or are we caught up in the price (or perceived price) of our gift? Today we’ll talk about how you can give great gifts on any budget. We really wanted […]
Own Your Money Choices
Have you ever been teased for being frugal? How did you react? Did you get offended? Did you blame your circumstances? Or did you OWN it? If this has happened to you, congratulations! If you’re being teased about the frugal changes to your lifestyle, then you are probably on track to reach your financial goals. […]
Do it Yourself (Or Don’t)– Is it Worth it to DIY?
The phrase “do it yourself,” or DIY for short, means taking back the responsibility for something that you would otherwise buy or hire out. DIY projects are all the rage these days. With a desire to be more natural and get back to basics, many people are interested in discovering ways to be more self-reliant. […]
Buy Used Instead of New
Before you buy something new, do you consider buying it used instead? It’s no secret that a great way to save money and become more frugal is to get things second-hand instead of buying them new. Anything you can buy new, you can also buy used. You just need to know where to look and […]
Budget for Future Expenses
If your budget is tight and has always been that way, it might be hard to imagine thinking ahead about expenses before they arise. You’re still drowning in what happened yesterday (or last month or last year). Having the foresight to plan for known upcoming expenses, or the possibility of upcoming expenses is one of […]
Save Water. Save Money– How to Really Reduce Your Water Bill
The average American shower uses 17.2 gallons of water and lasts 8.2 minutes. There must be some really short showers out there, because I’m pretty sure our average length is about twice that! We’re going to talk about real ways to save money on your water bill, and how many gallons and dollars that actually […]
Frugal Entertainment– How to Have Fun on a Budget
If you’re under the impression that budgeting and being frugal means there’s no room for fun, then this post is for you! Our fun budget is usually zero, but our family has lots of fun. You don’t need to spend lots of money on entertainment to have a great time! Whether you are looking for […]
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