Six Figures Under

You are much more likely to be successful at reaching your goal when you’re not doing it alone.  That’s why we talked about the importance of having a buddy or accountability partner.  Of course, getting your spouse on-board with your financial goal is a huge win! Sometimes, however, we overlook the benefit of involving our […]

In the WWII era of Victory gardens, saving kitchen grease, and donating scrap metal for munitions, the frugal slogan “Use it up, Wear it out, Make it do, or Do without!” became a nationwide mantra. Oh, how that has gone out the window today!  Instead of using things up, we buy multiples in every color, style, model, and […]

One reason budgeting gets a bad rap is that traditional budgeting often makes people feel like failures.  When the month’s spending doesn’t match the amount you projected at the beginning of the month, it’s easy to decide that budgeting just doesn’t work. Traditional budgets set spending levels in each category at the beginning of the […]

Have you ever paid a library fine (or had to pay to replace a lost book)? Have you ever paid a late fee on a bill because you lost it or simply forgot to pay it on time? Have you ever intended to return something you bought at the store but didn’t get to it […]

Last year we spent $5,160 on gasoline. That’s a lot of money, just about as much as we spent on food four our family of 8! Today we’re going to talk about how we, and you, can spend less on fuel, so we can do more interesting and enjoyable things with our money. Saving on […]

How much do you spend on your lunch each day?  If you spend just $5 a day eating out for lunch on weekdays, that’s $25 per week, over $100 per month, or $1,300 per year. If your lunch spending is closer to $10 per day go ahead and double those numbers. That would be $2,600 […]