Six Figures Under

Real Family Budget Update– July 2019

August 1, 2019 by Stephanie 8 Comments

Many of us never had any real teaching about budgeting or personal finance. We were just thrown into the world of adulting and expected to figure it out. Keeping money a taboo topic doesn’t really help anyone (unless you’re a credit card company, student loan servicer, or payday loan shark). Six years ago our family […]

How We Stopped Living Paycheck to Paycheck by Getting a Month Ahead

July 30, 2019 by Stephanie 10 Comments

The single most important change we made to our finances when we set out to pay off six figures of student loan debt was to get a month ahead in our budget. We knew that living on last month’s income would help us, but we had no idea that it would be completely revolutionary. Getting […]

Smart Ways to Save Money on Pregnancy

July 25, 2019 by Stephanie 20 Comments

UPDATED! Originally published 20 Feb 2015 Pregnancy comes with plenty of extra expenses, some subtle and some glaring. Of course some expenses like insurance co-pays can’t be helped, but there are still ways that you can save money during those nine months of anticipation! Without even talking about baby, there are definitely some increased costs […]

How We Manage our Airbnb Hosting Finances

July 23, 2019 by Stephanie 5 Comments

Managing your own family finances can be a challenge. What happens when you add a business (or two or three) on top of it? Since we’re already transparent with our finances and many of you have been asking how we handle our Airbnb finances, we figured it was time we show you how we do […]

Debt Smash-athon JUNE Progress Report

July 15, 2019 by Stephanie 5 Comments

We’re halfway through 2019! You guys have blown me away with all of your progress. It is such a treat for me to read your reports each month. I don’t know your faces, but I recognize your names and I’m familiar with your stories, especially those of you who report each month. I am cheering […]

Monthly Grocery Shopping – July 2019

July 9, 2019 by Stephanie 1 Comment

You may have noticed that I neglected to make a grocery haul video for April, May, and June. We still bought groceries of course, but that was about as far as I got. Well, we ate them too. During the first trimester+ of pregnancy I am super tired and go to sleep really early, which […]

Real Family Budget Update – June 2019

July 3, 2019 by Stephanie 7 Comments

It’s time again for a little personal finance made public! Now that I’m well into the second trimester of this pregnancy, I can finally manage more than just feeding my family. The change in my energy and motivation is definitely evident in the budget. June looked much better than April or May. I’ll be back […]

Debt Smash-athon MAY Progress Report

June 19, 2019 by Stephanie 3 Comments

Another month of the Debt Smash-athon is in the books! As usual, you Debt Smashers worked hard to accomplish big things! Even though only a fraction of our community reports numbers, I know there are many more of you who are working your tails off without reporting it. I get so inspired reading all of […]

Real Family Budget Update- MAY 2019 (with BIG NEWS!)

June 6, 2019 by Stephanie 11 Comments

We are keepin’ it real over here in the Six Figures Under family. As usual, I’m going to show you all of our actual spending for our family of seven and this month, well, it’s not the same ol’, same ol’. Some of these numbers may shock you. I know they shocked me! And then there’s […]

Debt Smash-athon APRIL Progress Report

May 17, 2019 by Stephanie 1 Comment

I get so inspired reading all of your accomplishments each month! Thank you for sharing them with me and letting me share them with the rest of our community! If your month didn’t shape up to what you had hoped, don’t give up! I like what Linda shared on her report. She said, “Do NOT […]