April’s numbers are in, which include a tax refund! For the past two years we’ve had to pay at tax time, but this year we overpaid. By a lot! Between new tax laws, our businesses not growing like they have in past years, and that one time we accidentally paid $2000 instead of $200 for […]
Debt Smash-athon MARCH Progress Report
We made some healthy financial progress this month! And by “we” I mean all of you! Our family’s progress was pretty minimal this month, but it’s so encouraging to see that as a group we are making huge progress! I loved reading your reports. I read every single one. I’m smiling from ear to ear […]
Why we started giving our kids allowance that’s NOT tied to chores
I have always been against the idea of giving an allowance to kids. I mean the kind of allowance that kids just get, whether they’ve been helpful or awful, completed all their chores or none of them. I wanted my kids to earn money rather than give it to them. I wanted them to learn […]
Real Family Budget Update– March 2019
If you saw our budget update in February you know that March was a tight month for us. One of the things I really love about living on last month’s income is that we have some time to plan how to handle a month of lower income. As you’ll see in the spending details below, […]
6 Hacks for Storing Food in Small Spaces
Whenever we talk about our food storage (or even just monthly grocery shopping), we always have readers who say they can’t keep food storage or shop for a month at a time because they just don’t have the space. I definitely understand small spaces. When we were first married we lived in the tiniest little […]
Cost of Setting Up Our Airbnb Rental
We already share exactly what we earn and spend in every category of our family budget. Now we’re also sharing details for our Airbnb rental. You only see the net income from Airbnb in our monthly budget updates, and if you’re thinking about hosting with Airbnb (or have no plans to ever host, but are […]
Debt Smash-athon FEBRUARY Progress Report
January was fabulous, but February was EVEN better! As a group we are making some serious progress on getting out of debt and improving our finances! I am so impressed! Big numbers are great, but what’s so much MORE impressive to me is the sacrifice and hard work that those numbers represent. THAT is what […]
$300 Monthly Grocery Shopping After a No-Spend Month– March 2019
After having a no-spend month with a pantry challenge in February, we were eager to do our March grocery shopping, so eager that I even went on a Saturday. We went to Winco, Sam’s Club, and Sprouts and spent nearly $300. We will grab a few things later in the month (I just got 6 […]
Real Family Budget Update– February 2019
If you’ve seen my last couple of posts, you know that February’s no-spend challenge didn’t go exactly as planned, but we made it to the other side. I shared the story last week (here and here) and now I’ll go into all of the numbers. But first, here’s your reminder to quickly fill out your […]
What I Learned from a No-Spend Month– What Worked and What Didn’t
We just finished up No-Spend February! While not everything went as planned, we’re still counting it as a success. Even with the unplanned spending, we still made some great strides that will show up even beyond our February budget update. Now that it’s over, I want to evaluate what worked well and where we struggled. […]
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