July was a bit crazy. We were gone for a week and a half on two different trips, so we didn’t do our normal grocery hauls and I didn’t document it (well I started at the beginning of the month, but didn’t keep it up when things got crazy). For the record, we spent $305 […]
Transparent Family Budget Update — July 2018
July was a whirlwind month for us. We packed in lots of swimming, camping, outdoor fun, time with family, and even a week-long family reunion in Las Vegas. Having saved money for our family reunion throughout the year, we were able to go on our trip without stressing over what things cost. I’m still frugal […]
What a $400 Grocery Budget Looks Like on a Plate
Many of you have asked to see what we buy and eat on a $400 grocery budget for our family of seven. This year I’ve been sharing everything we buy and how much it costs, both in YouTube videos and blog posts, which you’ve said is helpful. But there’s one component missing. I’ve been listening, and […]
Does a Wholesale Club Membership (Sam’s Club, Costco, BJs) Really Save Money?
Is getting a Costco or Sam’s Club membership worth it? Does a wholesale club membership really save money? It’s not as cut and dry as you might think. For some people a wholesale club membership is a no-brainer, but for others it’s a huge waste of money. How about for YOU? Is a Sam’s Club, […]
Transparent Family Budget Update — June 2018
This month I was reminded of one of the bonus benefits of living on last month’s income. We made a mistake that could have been detrimental to our budget if we had not been a month ahead financially. In June, estimated quarterly taxes were due for business owners. For the first quarter we paid $2,000 […]
We’re Over-Budget– June’s Mid-Month Grocery Shopping
If you’ve been following along for a while you know we’re generally pretty good at sticking to our $400 grocery budget for our family of 7. Well, this month I made an exception and let us go almost $100 over budget! Let me show you what I got during the month and then I’ll explain […]
Hoarder, Minimalist, or Something in the Middle?
Now that we have lived in our house for a year and a half, it seems like every cupboard and closet needs to be decluttered and reorganized. I just went through the children’s books last week and have two big boxes of books to donate. I have been thinking lately about where I lie on […]
Monthly Grocery Shopping Haul– June 2018
Even though it felt like we didn’t have any food by the end of May, I didn’t go shopping until June 6th– nearly a whole week into June! When we were working to pay off our debt, I would play a game with myself to see how long I could put off doing our monthly […]
Transparent Family Budget Update — May 2018
Time for another family budget update! The big news this month is that we’re finally taking an income (albeit a very small one) from the rental apartment above our garage. Before we had renters, we spent a few thousand dollars on repairs to get the apartment ready. That came out of our family budget since […]
Where Do You Keep Your Emergency Fund?
We need help with our emergency fund. Not to reach our goal of $25,000 before the end of the year. I think we’re actually going to be ahead on that (you can see details in our budget report coming Wednesday). The question is where to put the money. Right now, our emergency fund earns 1.0% […]
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