In January we spent $350 on groceries for six people. The first $200 was spent at the beginning of the month in our monthly shopping trip to Sam’s Club and Winco. The other $150 was spent in a few mid-month trips, including a trip to a local orchard! As promised, I’m going to show you […]
Why I don’t freeze soup (and what I do instead)
Our winters here in Northern California are milder than anywhere I have ever lived. We don’t get snow at our house, but we do enjoy a rainy season. I love having four seasons, even if they aren’t as extreme as in many places. One of the best parts of cool weather is soup. Seriously! Soup warms […]
Keep your Financial Goals on your Radar
How many times do we make a goal and then forget about it? Or maybe we don’t forget about our goal, but the craziness of life takes over and crowds out the important habits we were developing to aid us in achieving our goal. A couple of years ago my kids had a “penny wars” […]
Our Monthly Grocery Shopping Trip Notes (+ Video)
Ever since I started sharing our family’s real budget with you, I’ve gotten questions about what we actually eat on our low grocery budget. While we were getting out of debt our grocery budget for our (then) family of five was less than $300 per month. Now that we are debt-free we’ve increased our grocery […]
You Need a Budget– Book Review
If you’ve been around Six Figures Under for any length of time, you know that we budget with YNAB. We have for years! Learning the You Need a Budget methodology revolutionized the way we think of and handle our money. I know that sounds dramatic, but it’s true. As someone who has used, loved, and […]
Family Budget Update– December 2017
Happy 2018, friends! I’m excited for the new year! I’ve been a little absent here lately because of 2017’s adventures (new house… no internet, new baby… no sleep etc), but I have lots of plans for Six Figures Under in 2018! As I mention below under the grocery category, in the new year I’m planning […]
The Cash Back Hack I Learned Too Late
This is a sponsored post written by me on behalf of RetailMeNot. All opinions are 100% mine. Don’t you hate it when you learn an awesome trick to save money right after you spent a bunch of money where you could have used that very trick? Well that just happened to us! As I explained […]
Family Budget Update– November 2017
After last month’s good income you might expect that we made some headway on our big goals like bulking up our emergency fund. But we didn’t. We managed to squeak out the $300 that we needed to get our emergency fund over the $10,000 mark that we fell short of last month. We had some […]
How We Bought a House on Nickels and Dimes
I have another honorable mention from the My Secret to Saving Contest! Please welcome guest author, Hope. She is sharing some great advice and encouragement with us today! Nine years ago, while raising four sons on $40,000 a year, my husband and I paid cash for a new house! We like to tell folks that […]
Why we don’t do budget meetings (and maybe you shouldn’t either)
Because we had so many excellent entries in the My Secret to Saving Contest, I chose a couple of great posts as honorable mentions. I’m sharing the first one today! I think many of you will relate to and be inspired by to Kelly’s experience! If you met my little family of four (soon to […]
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