One of the biggest decisions you make when you first become a parent is whether you’ll stay at home with your children, or return to the workforce. The decision is more complex than a question of finances, though money is undoubtedly a major, multi-faceted factor. Whether you should stay home or go back to work is […]
3 Life Skills Your Kids Need to Learn Now
It’s pretty safe to say that we all want our children to grow up to be happy, productive, successful contributors to society. We want our kids to eventually be self-sufficient and leave the nest. Are we equipping them to do it well? Are we teaching them the real skills they will need to be independent and […]
Are Credit Cards Evil? Smart Reasons to Use Credit Cards
I love getting questions from readers. While I try to respond to each one, some do slip through the cracks. When I get the same questions over and over, I know those are topics I need to write a blog post about. Today’s topic is one of those. After they learn that we rapidly paid […]
Stocking Up on Cereal– Frugal Feats, Flops, and Funnies
I love cold cereal. I could seriously eat it for any meal. Back when we lived in town, I would combine coupons and sales to get cereal for great prices. Now that we live in the boonies, I don’t use coupons anymore. Shopping at a discount grocery store is the way I get cereal cheap. […]
My First Payday Loan Experience
Growing up in the middle class, my most prominent experience with financial institutions was going through the drive through at the local bank with my mom. As a piano teacher, my mom received much of her income via personal checks that she would then deposit into her checking account. I especially loved going through the outer lanes […]
Frugal Feats, Flops, & Funnies
Ever since we finished paying off our massive debt, we’ve been eagerly looking at houses. Even though we aren’t really in a buying position right now, we’re getting a feel for the market (and getting excited about homes that will inevitably be sold by the time we’re in a position to make any offers). We actually […]
September 2016 Budget Report
For exactly three years now, we have shared the details of our family’s budget with the world. Making personal finance public has kept us motivated and accountable for reaching our financial goals. Even though we’re debt-free now, we plan to continue sharing our family’s real budget as we work toward other financial goals. If you’re […]
Frugal Feats, Flops, and Funnies– Travel Edition
It’s time for our weekly story time where we share the highlights (and low-lights) of our frugal adventures. Saving money really can be an adventure, can’t it?! Whether you’re just starting to trim your expenses or you’re thrifty through and through, you’ll have some wins, some fails, and some funny times in between. I had […]
Is home canning worth it?
Is home canning worth it? The answer is emphatically and absolutely “YES!” Or “NO!” Or “It depends.” Preserving your harvest can be rewarding but it’s also lots of work! Between growing or acquiring the produce, gathering and preparing the equipment, canning your produce, and cleaning up the mess afterwards, you definitely rack up hours in […]
How we traveled internationally for free
Today I have a guest post from a couple who is working to pay off over half a million dollars of student loan debt. Amber from RedTwoGreen.com is sharing how she and her husband were able to travel internationally for free when they were newlyweds! The hardest part about buckling down and tackling our $590k of […]
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