Being something of a frugal fanatic, I enjoy taking what is already a frugal option and making it into something downright, knock-your-socks-off cheap. Just last week I shared my favorite tips for making camping cheaper than it already is. While camping is definitely our go-to for family activities, I know it’s not everyone’s style. If you’re the type […]
How we’re making debt a family affair
I’m going to go out on a limb today and say that this journey of paying off six figures of debt has been a great thing for our children. I realize that might sound a little far-fetched, especially since debt isn’t discussed at all in many families, so hear me out. I have heard of […]
How to Save Money on Camping
If you’re looking for a frugal family adventure in lieu of an expensive vacation, camping is where it’s at. Camping is naturally cheaper than just about any other major family activity, but the way we do it, it’s nearly free. Camping is a treat that every single member of our family enjoys. We all love the […]
April 2016 Debt Repayment Progress Report
In case you missed the big announcement on last month’s debt repayment update, we no longer have any loans through the federal student loan servicer! During our monthly budget meeting yesterday, my husband started signing into our loan servicer’s site out of habit! Hooray for not needing to go there anymore! The remainder of our […]
6 Ways Homemakers Can Impact Family Finances
Homemakers often buy into the lie that they don’t contribute financially. Sure, your spouse may have a tough job, work long hours, and bring home the bacon, but that doesn’t mean he’s flying solo when it comes to finances. If you are a homemaker, you are probably doing more than you realize to help your family’s […]
How to eat healthy on a $350 monthly grocery budget
Do you know how much you spend each month on food? Adding up the total amount you spend on food each month can be a rude awakening! All the little trips to pick up this or that accumulate and then you wonder where all the money went. Lots of people don’t pay attention until they start […]
Is homemaking out of style?
Is frugality old-fashioned? Can homemaking be hip? The other day someone left a comment on one of my Pinterest pins that I found amusing, though it wasn’t intended to be funny. I honestly can’t even remember which blog post it linked to, just that it was about living frugally to get out of debt (I […]
Life After Debt: Our plans for when we’re debt-free
If you’re new here, you might think it’s a little premature to talk about what we’ll do when we’re debt free. After all, at our last monthly budget report, our remaining debt was just over $30,000. That may sound like a long way off, but considering we started at over $130,000, it feels like we’re on […]
Homemade Lunch Hacks (to save time, effort and money)
I have a love/hate relationship with packing lunches. My least favorite part of my morning routine, hands down, is making lunches. Still, I keep making them for husband, my second grader, and first grader. I love how packing lunches saves us money. If my husband were to eat out for lunch it would be a minimum […]
How to Turn Your Debt Discouragement into Motivation
Do you ever catch yourself thinking that life will be so much better when you are debt-free? Or when you get a better paying job… or when you’ve finally saved a down payment… or when you can stop living paycheck to paycheck? While there will surely be wonderful benefits with each of those milestones, delaying happiness […]
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