Do you know how much you spend each month on food? Adding up the total amount you spend on food each month can be a rude awakening! All the little trips to pick up this or that accumulate and then you wonder where all the money went. Lots of people don’t pay attention until they start […]
Is homemaking out of style?
Is frugality old-fashioned? Can homemaking be hip? The other day someone left a comment on one of my Pinterest pins that I found amusing, though it wasn’t intended to be funny. I honestly can’t even remember which blog post it linked to, just that it was about living frugally to get out of debt (I […]
Life After Debt: Our plans for when we’re debt-free
If you’re new here, you might think it’s a little premature to talk about what we’ll do when we’re debt free. After all, at our last monthly budget report, our remaining debt was just over $30,000. That may sound like a long way off, but considering we started at over $130,000, it feels like we’re on […]
Homemade Lunch Hacks (to save time, effort and money)
I have a love/hate relationship with packing lunches. My least favorite part of my morning routine, hands down, is making lunches. Still, I keep making them for husband, my second grader, and first grader. I love how packing lunches saves us money. If my husband were to eat out for lunch it would be a minimum […]
How to Turn Your Debt Discouragement into Motivation
Do you ever catch yourself thinking that life will be so much better when you are debt-free? Or when you get a better paying job… or when you’ve finally saved a down payment… or when you can stop living paycheck to paycheck? While there will surely be wonderful benefits with each of those milestones, delaying happiness […]
Salad Mix-ins– My secret to loving salad
I’m kind of embarrassed to say that I only started eating salad somewhat recently. After several decades of hating salad, I finally learned to not only tolerate it, but love it! As a kid, I was never required to eat salad (or any other veggies), so I didn’t. The first time I was “forced” to eat […]
Stretch Your Budget by Bartering
What if you could get what you wanted or needed without paying money? Sounds wonderful, right? Long before the introduction of currency, people relied on bartering to get what they needed. Bartering is trading goods or services without exchanging money and it can be great for your budget. Learn from the pros Kids are great […]
Homemade Chicken Pot Pie
It’s time to share another favorite frugal meal to help answer the question I’m always asked: How do you keep your food budget at $300 a month for a family of 5? Today I’ll show you how I make chicken pot pie. It’s delicious and versatile. It can easily be turkey pot pie or […]
Do I Really Need a Budget?
Budgeting gets a bad rap. A lot of people think a budget is restrictive, time consuming, and means you must be poor. While none of those are true, you may feel like you don’t want to be bothered with a budget or even that you don’t need a budget. I was talking with my dad about […]
March 2016 Debt Repayment Progress Report
Looking at the numbers, it looks like we just barely missed the milestone of getting under $30,000 of debt remaining, but we actually hit an even bigger milestone this month, so we’ll save the under $30K for next month. The big news is that we no longer owe any money to student loan service providers! […]
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