I’m kind of embarrassed to say that I only started eating salad somewhat recently. After several decades of hating salad, I finally learned to not only tolerate it, but love it! As a kid, I was never required to eat salad (or any other veggies), so I didn’t. The first time I was “forced” to eat […]
Stretch Your Budget by Bartering
What if you could get what you wanted or needed without paying money? Sounds wonderful, right? Long before the introduction of currency, people relied on bartering to get what they needed. Bartering is trading goods or services without exchanging money and it can be great for your budget. Learn from the pros Kids are great […]
Homemade Chicken Pot Pie
It’s time to share another favorite frugal meal to help answer the question I’m always asked: How do you keep your food budget at $300 a month for a family of 5? Today I’ll show you how I make chicken pot pie. It’s delicious and versatile. It can easily be turkey pot pie or […]
Do I Really Need a Budget?
Budgeting gets a bad rap. A lot of people think a budget is restrictive, time consuming, and means you must be poor. While none of those are true, you may feel like you don’t want to be bothered with a budget or even that you don’t need a budget. I was talking with my dad about […]
March 2016 Debt Repayment Progress Report
Looking at the numbers, it looks like we just barely missed the milestone of getting under $30,000 of debt remaining, but we actually hit an even bigger milestone this month, so we’ll save the under $30K for next month. The big news is that we no longer owe any money to student loan service providers! […]
How to Get Meat Free or Cheap
I almost passed out the first time I went grocery shopping in California. When we lived in the Midwest, with an Aldi nearby, we were definitely spoiled. I upped our grocery budget from $200 to $300 to accommodate the difference in price. What shocked me the most was the price of meat. We have never bought a lot […]
How to Avoid Paying a Babysitter for Date Night
Does the cost of paying a babysitter keep you and your spouse from going on dates regularly? It’s time to stop using that excuse. Spending quality time together as a couple is vital for a healthy relationship. You shouldn’t put off dedicating time for one another even when finances are tight. Or maybe especially when […]
Is it worth it to make your own cleaning and personal care products?
Homemade isn’t just for food anymore. People are making their own everything! Even a cursory look at Pinterest will show you that people are making just about everything from scratch these days. There are thousands of tutorials to show you how to make your own shampoo, toilet cleaner, face scrubs, wart remover, toothpaste, drain cleaner, […]
Three Things We’re Doing to Save Thousands on Next Year’s Taxes
By Mr. SixFiguresUnder We’ve always done our taxes online. Our income has generally been straightforward and our deductible expenses minimal. We’ve never itemized deductions. Like about two-thirds of Americans, we’ve used the standard deduction, which has thus far been larger than the total of our itemized deductions. This year, for the first time ever, we went to […]
8 Reasons You’re Failing at Your Goals
Did you set goals at the beginning of the year, but they just aren’t working out? Have you given up on goal-setting altogether because you haven’t been successful in the past? You’re not alone. Anyone who has set goals has experienced failure. I know I have! But I’ve had great successes too! The accomplishments outshine […]
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