Do you have any idea how much money you spent on groceries last year? How about gas or clothing? That’s not something I used to keep track of, but since we have been meticulous with budgeting and tracking our spending while on this journey to dump $130K of student loans, we’ve been keeping a pretty […]
Why just making more money won’t solve your money problems
Embarking on our journey to pay off six figures of debt on a small salary was overwhelming to say the least. In fact, at the time we started our debt payoff, our total debt was more than three times my husband’s annual pre-tax income. When we set our debt-free date for just over three years […]
Why I haven’t shared what we eat with our $300 monthly food budget
When people learn that our family of six spends less than $300 per month on average, they want to know what we eat. I share our monthly grocery hauls and other frugal tips on my YouTube channel and I talk about how we save money by stocking up, but that just has people begging to see what we […]
5 Tips for Getting Fit on a Budget
Being more active and eating better are in my plans for the new year. Today I’m welcoming Sarah from The Orthodox Mama to share some great ideas for how to get fit without sacrificing your budget. It’s that time of year again. That time when the Christmas presents have been put away, the New Year has been […]
Are You Being ‘Penny Wise and Pound Foolish’?
I talked to my parents on the phone back when we were in the middle of looking for a new-to-us van. They asked what was new with us and I caught them up on a few little things. “Oh, and there’s our van drama.” I know they read Six Figures Under, so I didn’t have […]
16 Tips for Starting a Successful Money-Making Blog
Are you hoping to start a blog that will earn a side income for your family? I’m going to walk you through some of my best tips for growing a successful money-making blog in your free time. I don’t usually blog about blogging, but since it has made a huge impact in our finances (what […]
December 2015 Debt Repayment Progress Report
It’s finally time to report about how we finished off 2015. As you can see, we made it below $50 K, which is definitely something to get excited about! Later this month I will do a post about how our expenses looked for the whole year together (similar to the one I did last year), […]
Frugal Fresh Start: A 28-day challenge to trim your expenses, build a budget and fix your finances
Are you ready to fix your finances? Maybe you want to get out of debt once and for all. Maybe you have a particular savings goal. Maybe you just want more breathing room in your paycheck-to-paycheck budget. If you really want to make financial traction, the key is to take charge of your finances, and just […]
3 Habits to Cultivate this Year (and a big announcement!)
The new year is here! Whether you had a terrible or a terrific 2015, it’s always nice to start fresh with a new calendar. Have you made plans for the changes you’ll make and the goals you will achieve? Our family’s huge goal, as you know, is to finish paying off our student loan debt, which (you can see […]
The Tale of Three Vans
Good things come to those who wait. At least that was the case with us and our search for a new van. It wasn’t easy. In fact, it was frustrating and disheartening at times. You know those moments when you want to crawl into bed, cover your head with a pillow, and hope that all […]
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