I love homemade gifts. Handmade gifts require time, energy and a piece of your heart. The problem is that once you gather all the supplies for some homemade gifts, they can end up being much more expensive than their store-bought counterparts. There are lots of homemade gifts you can make very inexpensively. I bet you […]
October 2015 Debt Repayment Progress Report
October was a kind of expensive month. There wasn’t anything in particular that happened, we just let our spending get high (for us) in a lot of categories as you’ll see below. Our debt payment wasn’t very impressive either, but we’re not losing momentum. Isn’t it crazy that $58K could feel like the “home stretch?” We […]
The Cost of a Subsequent Baby– The First 6 Months
A quick Google search will tell you that your first child will cost somewhere in the neighborhood of $10,000 to $16,000 a year. Apparently the cost of a second child goes down to 80% of what the first one costs. Holy guacamole! I’m pretty certain that we have not spent that much on all four of our […]
How I Became an Entrepreneur… and you can too!
Being an entrepreneur is in my blood. Growing up I watched my mom use her creativity to help supplement my dad’s income. As a professor, he didn’t usually get paychecks during the summer, so my mom’s income was very helpful. Ever since I can remember, she has taught dozens of piano students. She has done freelance calligraphy work […]
Frugal Living Tips for College Students
I talk a lot about student loan debt on Six Figures Under, but the truth is that I have never had a single student loan to my name. I completed my bachelor’s degree without any debt. There were many factors that made that possible, but the one I want to focus on today is living […]
When You’re Sick of Saving (and Want to Splurge)
Whether you’re paying off a large amount of debt or have a lofty savings goal, staying focused for the long haul can be a challenge. In order to make noticeable progress toward your goal, you have to keep at it day in and day out. Some goals (like ours) are years in the making. That’s a lot […]
Why We’re Not Seeking Student Loan Forgiveness Even Though We Qualify
In 2012, over 70% of students graduating from four-year institutions were carrying student loan debt along with their diplomas. With the average student loan debt being $29,400*, it’s no wonder this is being termed a crisis. While some graduates accept the fact that they will be paying student loans for the next couple of decades, […]
Creative Fundraiser Ideas that Aren’t Icky
I guess I’m not the only one who doesn’t want my first grader being a door-to-door cookie dough salesman. From the comments last week, it’s pretty clear that there are some pretty strong feelings about school fundraisers. Understandably, the least popular are the ones that require peddling overpriced, unnecessary junk. I promised I would share […]
Six Figures Under Turns TWO– KitchenAid Giveaway
Just the other night my husband and I were reflecting on reaching the two year mark with Six Figures Under. It’s pretty crazy to think that I have been sharing the ins and outs of our finances with the world for two years now! Honestly it doesn’t seem like it has been that long. At the same […]
Where’s the Fun in Fundraisers?– Dealing with Typical School Fundraisers
“I can get my own laptop Mom! I just need to sell 200 things. And if I only sell 60, I can get a remote control helicopter!” My first-grader had no idea what things he was going to sell, but he was sure motivated to do so. When I picked up my second-grader, I heard […]
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