We’re halfway through our September No-Spend Month Challenge. I’m excited to hear how it’s going for you. Is it going by fast or is the month dragging on? Strangely enough, for me it’s a little of both. So far we’ve kept our rules of only buying gas and paying regular bills. The one exception I […]
Why would you pay for something when you could get it free?
Why would you pay for something when you could get it free? That’s a sensible question for a frugal person to ask. As someone who loves free, I can totally relate to not wanting to pay for something when I could possibly get it free. I often say that free is my favorite price. I have […]
When We Quit Guessing About The Budget
My husband is the logical, analytical type. He hates guessing. If there are facts to deal with, he will make an educated guess, but he will never guess for the sake of guessing. Sometimes it drives me and the kids crazy. We’ll say “I know you don’t know, but what do you think? Just […]
Don’t Buy It, Borrow It– Save Money by Borrowing
Our September No-Spend Month Challenge inspired me to do a “Don’t Buy It” series. Last week we talked about ways to get things for free so you don’t have to buy them. This time, we’ll focus on borrowing instead of buying. If you’re considering buying something that will only be used once or occasionally, how […]
The Best Homemade Pizza (all from scratch!)
If there’s one meal that pleases everyone in our family, it’s homemade pizza. For a mom who is used to hearing the complaints of one picky eater or another, it’s glorious. When I announce that we’re making pizza, everyone cheers and hugs me! That is not an exaggeration. On the rare occasion that we purchase […]
No-Spend Challenge Check-in– Week #1
We’re a week into our September No-Spend Month Challenge! I hope it’s going as well for you as it’s going for us. If you’re struggling, don’t beat yourself up! Feel free to make adjustments to your rules if you need to. Of course your no-spend challenge is supposed to be a challenge, but it still […]
A Time to Save, A Time to Spend
I went for years without buying bread. Instead I made my own homemade bread. One of the main reasons I decided to make all of our family’s bread was for the savings that came from not going to the store as frequently. When you live in the boonies it’s nice to be able to take […]
It’s National College Savings Month– Take the College Savings Pledge!
How many of you could have benefited from more college savings than you had? I know I wouldn’t have turned down extra money for college! Maybe I wouldn’t have had to scrub toilets at 4 am on campus if I had started saving earlier. Between working full-time during the summer, part-time during the school year […]
Don’t Buy It, Get It Free– Strategies for Getting What You Need Free
Each of the four Thursdays of our September No-Spend Month, I will introduce an article in a series I’m calling, “Don’t Buy It.” Each week I will focus on a different alternative to buying the things you want and need. We’ll start with getting things free: Don’t buy it. Get it free! I joke that free is my […]
August 2015 Debt Repayment Progress Report
It’s been nearly two years since we have been sharing our personal finances with all of you! It really has helped keep us accountable, motivated and (more or less) organized (more on that below). We have sixteen months remaining until the date we plan to be done with this debt! We can do this! Debt Repayment […]
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