Happy September everyone! Welcome to our no-spend month challenge! I was so happy to hear your enthusiasm when I announced that we’d be having a no-spend month in September. It’s fun to know that there are others out there challenging their spending as well. I’m planning on an encouraging month of sacrifice that […]
Cooking For One or Two
Cooking from scratch and eating at home are some of the best ways to save money on your food budget, but cooking for one or two can be challenging. Maybe you’re worried about eating the same leftovers for an entire week. Perhaps you struggle with being motivated to cook for yourself at all when there’s no one else […]
The Way We Budget– Everything You Wanted to Know (and probably more)
I’ve written a lot about budgeting. That probably doesn’t surprise you. Budgeting goes hand-in-hand with any financial goal. Digging yourself out of six figures of debt without a budget would be ridiculous. I often have readers ask about the way we budget. Sometimes it’s specific questions about our method, other times I’m asked for advice […]
School Pictures: Priceless Tradition or Waste of Money?
Annual school pictures have been a well-kept tradition for generations. Have times changed enough to turn what was once priceless into a waste of money? A Priceless Tradition Looking at the school pictures of our parents and grandparents, it’s easy to say that these photographs are priceless treasures. Part of their value comes from their […]
The Perfect Kid Gift For Any Occasion
Do you want to give long-lasting, meaningful gifts to the kids in your life? Instead of contributing to the family’s kid clutter chaos by giving toys, give the gift of education by contributing to a 529 college savings plan on behalf of the child. I am pretty minimalistic when it comes to kids toys, though […]
Join Me For a No-Spend Month in September!
Can you believe there are just two weeks left of August? Me neither! In the two weeks left in August, I’ve decided to plan for a No-Spend September! It’s nice to have a couple weeks notice before a no-spend month to get mentally and physically prepared. All within budget, of course! I actually haven’t done […]
The Power (and Danger) of a Routine
“You will never change your life until you change something you do daily. The secret of your success is found in your daily routine.” – John C. Maxwell We all have habits, for better or for worse. I’ve noticed that some of my routines not only make my day smoother and more productive, but also […]
4 Ways that Having Kids SAVES Us Money
Kids cost money. There’s no denying that. There are lots of ways to keep the costs of kids down. Using cloth diapers, buying your baby and kid stuff used, and saving on kids clothes are great ways to cut down on the cost of raising children. But what I want to focus on today is how kids will actually save […]
A Month of Groceries for the SixFiguresUnder Family
In an effort to make personal finance public, we’ve shared everything we’ve earned, spent, and paid in debt for nearly two years. Along with that comes some criticism, some questions, and (thankfully) lots of encouragement. One of the most frequent questions I get is about our grocery budget. We have a $300 grocery budget each month for […]
Back to school Shopping– What We’re Buying and What We’re Not
School starts this week! Where has the summer gone!? While many people are scrambling to snag all of the best back-to-school sales, we are taking our time enjoying the last few days of summer. When it comes to back-to-school shopping, we take it pretty easy. If you’re looking for ways to save on back-to-school shopping, staying home […]
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