How many of you could have benefited from more college savings than you had? I know I wouldn’t have turned down extra money for college! Maybe I wouldn’t have had to scrub toilets at 4 am on campus if I had started saving earlier. Between working full-time during the summer, part-time during the school year […]
Don’t Buy It, Get It Free– Strategies for Getting What You Need Free
Each of the four Thursdays of our September No-Spend Month, I will introduce an article in a series I’m calling, “Don’t Buy It.” Each week I will focus on a different alternative to buying the things you want and need. We’ll start with getting things free: Don’t buy it. Get it free! I joke that free is my […]
August 2015 Debt Repayment Progress Report
It’s been nearly two years since we have been sharing our personal finances with all of you! It really has helped keep us accountable, motivated and (more or less) organized (more on that below). We have sixteen months remaining until the date we plan to be done with this debt! We can do this! Debt Repayment […]
Welcome to the September No-Spend Month Challenge
Happy September everyone! Welcome to our no-spend month challenge! I was so happy to hear your enthusiasm when I announced that we’d be having a no-spend month in September. It’s fun to know that there are others out there challenging their spending as well. I’m planning on an encouraging month of sacrifice that […]
Cooking For One or Two
Cooking from scratch and eating at home are some of the best ways to save money on your food budget, but cooking for one or two can be challenging. Maybe you’re worried about eating the same leftovers for an entire week. Perhaps you struggle with being motivated to cook for yourself at all when there’s no one else […]
The Way We Budget– Everything You Wanted to Know (and probably more)
I’ve written a lot about budgeting. That probably doesn’t surprise you. Budgeting goes hand-in-hand with any financial goal. Digging yourself out of six figures of debt without a budget would be ridiculous. I often have readers ask about the way we budget. Sometimes it’s specific questions about our method, other times I’m asked for advice […]
School Pictures: Priceless Tradition or Waste of Money?
Annual school pictures have been a well-kept tradition for generations. Have times changed enough to turn what was once priceless into a waste of money? A Priceless Tradition Looking at the school pictures of our parents and grandparents, it’s easy to say that these photographs are priceless treasures. Part of their value comes from their […]
The Perfect Kid Gift For Any Occasion
Do you want to give long-lasting, meaningful gifts to the kids in your life? Instead of contributing to the family’s kid clutter chaos by giving toys, give the gift of education by contributing to a 529 college savings plan on behalf of the child. I am pretty minimalistic when it comes to kids toys, though […]
Join Me For a No-Spend Month in September!
Can you believe there are just two weeks left of August? Me neither! In the two weeks left in August, I’ve decided to plan for a No-Spend September! It’s nice to have a couple weeks notice before a no-spend month to get mentally and physically prepared. All within budget, of course! I actually haven’t done […]
The Power (and Danger) of a Routine
“You will never change your life until you change something you do daily. The secret of your success is found in your daily routine.” – John C. Maxwell We all have habits, for better or for worse. I’ve noticed that some of my routines not only make my day smoother and more productive, but also […]
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