I have a confession to make. Despite the proud claim of “personal finance made public,” I have omitted any serious discussion about a major part of our family finances. Except for a few indistinct references here and there, I’ve failed to even mention an entire section of our finances over the last two years. I’m talking about […]
July 2015 Debt Repayment Progress Report
We are just seventeen months away from when when we want to have all of our debt paid off. I know the numbers don’t look like that’s possible at this point, but we’re not giving up! Our goal is definitely a stretching goal, as it has never looked possible with the current numbers on paper. We […]
My Elastic Waistband and Your Budget
About two weeks after delivering my littlest little one (and by littlest, I mean my youngest… at 10 lb 6 oz, she was actually my biggest) I put away my maternity clothes. I boxed them up and stacked the boxes in our enormous wall of boxes in the kids room (Have I ever mentioned that […]
Expanding Opportunities for Earning Through Learning
I really enjoy learning. Unfortunately being a professional student not only doesn’t earn an income, it is also very expensive. I often try to find a balance by finding ways where my learning can lead to earning. Sometimes it’s not even in ways that I planned. For example, in college I took a guitar class just for […]
Raspberry Frozen Yogurt– An Easy and Delicious Summer Treat
If you’ve made your own ice cream before, you know that making your own ice cream is not necessarily a frugal experiment. Heavy whipping cream is not cheap! Buying ingredients to make ice cream probably costs more than just buying the ice cream. Frozen yogurt is a different story though. My kids still call it […]
Waiting for a Prime Deal
On Amazon’s Prime Day, my mom called me with some questions. She wanted to know some details about my awesome sewing machine. She knows that I absolutely love it. She got to try it out when she came to visit was hoping to get a similar one for a great deal during Amazon’s supposed big sale. […]
Is buying a used car worth it? A Case Study
Does a used car save money? Or is a used car a money suck? One of the main reasons many people prefer to buy new (or slightly used) cars as opposed to very used cars is the cost of maintenance. People figure that the cost and trouble of maintenance will add up to be close to the […]
8 Myths About 529 College Savings Plans
Until recently, I had a general understanding of 529 plans, but there were a lot of things I didn’t understand. Call it irony or a vicious circle, but being in the trenches of student debt payoff, I hadn’t taken the time to research and investigate college savings options for my children. Recently we made the decision […]
Tips for Living With Family to Save Money
Do you know the number one contributing factor to our debt repayment success thus far? I’m not talking about dedication, hard work, perseverance or other important characteristics. I mean a solid, measurable contributing factor. It’s our living situation. Anyone who has looked at our monthly budget reports quickly notices that we don’t pay any rent […]
Six-Month Goal Check-in– How’d You do?
As part of our January Frugal Fresh Start Challenge, I challenged each of you to set a six-month financial goal. Some of you had goals to reduce debt, others had goals of how much you would save or how you would change your spending habits. I really enjoyed reading everyone’s goals (you can read them in the comments here). […]
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