Thanks to Nichole for sharing her insights today while I’m recovering and spending time with the newest member of the Six Figures Under family. I’ll share more baby details later this week! Before my path to debt freedom, I was the Queen of Credit Cards and cash back rewards were my best friend. Fortunately, I […]
Ultimate List of Yard Sale Tips
Yard sales and garage sales are a great way to earn some extra cash while decluttering and cleaning out. If you take the time to plan and advertise well, you’ll set yourself up for successful sale. I love both shopping at and hosting yard sales. My friends and family know I’m always willing to help […]
March 2015 Debt Repayment Progress Report
For those of you who didn’t make it through my last post, 5 Genius Ways to Save Money on Toilet Paper, you will be happy to know that it was entirely an April Fools’ joke. I have not gone off the deep end. We don’t ration toilet paper, make our own, or any of those other […]
5 Genius Ways to Save Money on Toilet Paper
Every family has certain expenses they are focusing on lowering. Once you’ve lowered your bills, reduced your grocery spending, and cut out superfluous spending, you can look more closely at even more specific expenses. I don’t know about your family, but our family seems to go through a lot of toilet paper. When I look […]
Budgeting Lessons Learned from Limited Bandwidth
Just hearing the word “budget” probably gets your financial wheels spinning. You may even have a strong emotional reaction – a love or a hate – associated with the word “budget.” Do you ever think of things besides money when you think of budgeting? Any time we have a resource that is limited, we consciously […]
A Year of Expenses– 2014 Annual Spending Totals for the SixFiguresUnder Family
At the beginning of last year, I shared that we paid off $36,000 of debt in 2013. At first glance that seems impossible considering our income was less than $40K, but since it was our first year getting serious about our debt payment we had some savings that we could apply toward our student loans. Our […]
9 Wise Ways to Save Water– Conserving Water for the Wimpy and Hard Core
Originally published March 23, 2015 Whether you want to save water because you’re in a drought, you’re environmentally conscious, or you just want to save money, there are many different ways to conserve water. Some actions take very little effort, while others are more challenging. Whatever your motivation, you can find at least a few changes that […]
Empowering Our Kids to Be Financially Successful
Kallani, a woman from Bangladesh, and her family were suffering from poverty and hunger. The family owned a cow but it didn’t even produce enough milk for her own family, let alone enough to provide a much-needed income. Through the help of the global humanitarian organization CARE, Kallani learned the best ways to feed a […]
Insurance We Do and Don’t Carry– Our Cost, Coverage and Reasons
An essential piece of every financial safety net is insurance. Yeah, I know. Could there be a less exciting topic? Exciting or not, if you find yourself slipping off your financial tightrope, a well-planned insurance strategy can catch you before misfortune becomes catastrophe. Without insurance, a disastrous event could wipe out your savings, use up your […]
An Unconventional Way to Save Money on Student Loan Interest
Anyone who has paid attention to their debts (or investments), knows that interest adds up quickly! In fact, if you made the calculation to find the daily interest you accrue on your debt, you are keenly aware of exactly how much interest is costing you. Paying down the principle is the most obvious way to reduce […]
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