Before you purchase something new, do you consider buying it used? One of the ways that I am able to get the best deal on everything is that I always consider buying used first. The savings is tremendous! I have a really hard time paying “new” prices for things now that I am savvy about […]
A Calculation That Will Jump Start Your Debt Repayment
A few weeks ago, there was a discussion in our Facebook group: Making Frugality and Finance Fun about the cost of a day’s interest for your debt. It’s pretty eye-opening to calculate the amount of interest you accrue each day. If you (or your spouse) aren’t motivated to make headway on paying off your debt, breaking down […]
Baby Things You Can Buy Used or Borrow
Over the years, my perspective on what a baby needs has changed. I’ve learned that you can pretty much get away without buying anything brand new for your baby. I’ve always been frugal, but with my first, I was a little more naive when it came to buying things used instead of new. I have […]
Creating a Cash Buffer– Part of Your Financial Safety Net
A guest post by Mr. SixFiguresUnder. I’m not stressed about our finances. That doesn’t mean I’m not seriously focused on increasing income, paying off debt, and saving for the future. I think that’s healthy, motivating stress. It doesn’t mean there are no times that I feel overwhelmed by the size of the task and the […]
February 2015 Debt Repayment Progress Report
It’s that time of the month where we make our personal finances public! We report everything we earned, spent, and paid toward debt during the past month. Did February go fast or what?! I guess it is 10% shorter than January, so it’s not just me! Debt Repayment During February, we put $1,999 toward our […]
Learn New Skills for Free
I love learning new things. Just this weekend, I learned how to make a circle skirt thanks to several tutorials I found online. We’re having a 1950s sock hop activity at church, so now my daughter and I can go in poodle skirts I made just for the occasion. I’ve also been watching videos on tailoring […]
Why a Durable Power of Attorney is Part of Your Financial Safety Net
Last week, we introduced the series on Financial Safety Nets that Mr. SixFiguresUnder will be hosting on Wednesdays. Our first topic is one that might not even be on your list– your Durable Power of Attorney. There are three reasons I chose to start here. First, it expands the idea of the financial safety net beyond the simple […]
How to Start a Blog on a Budget
When I started SixFiguresUnder.com in the Fall of 2013, we were just starting our journey to pay off my husband’s student loans from law school (which totaled over $130,000). We had made lots of sacrifices (including living in my in-laws’ unfinished basement) and had a very limited budget so that we could expedite our […]
How to Save Money on Glasses
I got my first pair of glasses, cute pink wire frames, when I was in third grade. I don’t know how bad I actually needed them, but my best friend had glasses, so I really wanted them. Both of my parents wear glasses, so the optometrist probably knew that it was inevitable. I have worn […]
Financial Safety Nets
For months, Mr. SixFiguresUnder has been brainstorming ideas for a series he wanted to write for Six Figures Under. On our road trip this past week, I took over the wheel and let him get typing. I’m sure you’ll enjoy his great insights! On July 9, 2012, a Chinese acrobat sought a new world […]
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