I always balk at the estimates of how much it costs to raise a child from birth to age 18. To someone who saves on everything, the figures just seem ridiculous. Between combining coupons and sales, stocking up on disposables of any size when prices hit rock bottom, and getting cloth diapers free or cheap, I’m […]
11 Ways to Save Money on Amazon
Who doesn’t love Amazon? With the convenience, selection, and even price, you really can’t beat them. In fact, there are probably ways to save money on Amazon that you haven’t even heard of before. Amazon is always coming up with new programs and promotions to make sure that they can give you the best deal […]
January 2015 Debt Repayment Progress Report
We just had our end-of-the month budget planning meeting, so it’s time to give our report! For those who are new here, we make our personal finances public each month by reporting everything we earned, spent, and paid toward debt. I enjoy these monthly posts because they keep me accountable. Readers like an honest peek […]
Celebrate Your Progress!– Frugal Fresh Start- Day 10 **PLUS Facebook Group Announcement**
Congratulations — You’re halfway through! Today marks the halfway point in the Frugal Fresh Start Challenge month. Let’s look back and see what we can celebrate. Taking time to enjoy and celebrate your progress is an important part of staying motivated, especially for a goal that could require a change in habits and some renewed […]
December 2014 Debt Repayment Progress Report
Debt Repayment During December, we put $2,342 toward our student loans. That’s the highest monthly debt payment in a while, which was pretty exciting! If you’ve been following along closely, you might notice that the total of debt remaining in the graphic above is lower than expected for the amount we paid this month. Our “debt […]
Frugal Fresh Start Challenge
The new year is a great time for setting goals and starting anew. Besides the classic goals for healthy eating and exercising, the new year is also a perfect time for financial goals. I often get emails and comments from readers who want to get started paying off debt or want to make headway on their […]
Should You Pay Off Debt Before Having Children?
For most people, finances are personal. Asking about salaries, debt and retirement savings is generally considered taboo. Deciding when to have kids (and when to stop) is even more personal than finances. Of course, as with anything else personal, you can share as much or as little as you want. You don’t need to answer […]
Guidelines for Giving Great Gifts
Have you ever felt like a lame gift giver? At times I’ve been caught up with the thought that a good gift was a gift with a high value, though I always made sure I got a great deal. Because I was so focused on giving something that was valuable without having to spend much, I […]
November 2014 Debt Repayment Progress Report
It’s time to be accountable and look at what we earned, spent and paid in debt during November. Our spending numbers look high compared to any other SixFiguresUnder monthly budgets, but looking back at it we don’t have any big regrets. We spent the month being extra grateful for all of our many blessings. It […]
Get YNAB for $30– For Yourself or as a Gift!
If you’ve been reading Six Figures Under for any length of time, chances are good that you’ve heard me rave about YNAB. YouNeedABudget (YNAB, pronounced “why-nab”) is not just the best budgeting software, but it’s a 4-rule method that will rock your financial world! Get YNAB for $30 Now!! If you haven’t bought YNAB […]
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