There are countless ways that you can earn money on the side but many of them take time or money to build up. Sometimes you have to wait months or longer before turning a profit. For example, starting an Etsy shop is a great way to generate an income, but it takes time to get […]
Our Freezer Nightmare: A Cautionary Tale
This post was supposed to be published on Halloween because it’s kind of scary and gross. Don’t say I didn’t warn you! About a month ago I sang the praises of our deep freeze. I shared the many different foods the you can freeze. Apparently many of you love using your freezers too because that […]
October 2014 Debt Repayment Progress Report
October flew by! I had a special post planned for Halloween, but getting the family all costumed took precedence. I’ll try to get it up later this week, so stay tuned for a scary story. In the mean time, here’s our report of what we earned, spent and paid in debt during October. Debt Repayment […]
Why We Give Away 10% of Our Income Even Though We’re in Debt
If someone gave you $1,000 and then asked for $100 back and let you keep $900, would you accept the offer? I know I would. That’s how I feel about tithing. Of all the personal things we share at Six Figures Under, the topic that has brought the most criticism and concern from readers is tithing. I’d […]
Using Credit Cards on a Zero-Based Budget: Credit Cards with YNAB
Does using credit cards on a zero-based budget seem like an impossibility to you? It did to me at first, too. I thought you had to use a cash envelope system to make a zero-based budget work. As it turns out, credit cards work extremely well with our YNAB zero-based budget. In fact, it’s probably […]
2014 Garden Report– The Year of Guilt and Gratitude
Last year at this time I shared my gratitude for our bounteous harvest. I made a pretty thorough list of what we planted, how it fared, and what we did with it. Looking back, I’m quite impressed. In other posts throughout the year, I shared 10 reasons to grow a garden and our our favorite cost effective […]
Why We Chose Income Based Repayment (IBR) For Our Student Loans
With more than 70% of all students graduating college in debt, choosing a student loan repayment plan is as much a part of the graduation routine as ordering your cap and gown. I often get email inquiries about the various student loan repayment programs as graduates are trying to plan their future with student debt […]
Debt Recidivism: Make a Plan to Prevent Getting Back into Debt
Has your debt made you feel like a prisoner? Do bills and budgets seem like bars and barbs that prevent you from enjoying life? Do your options and freedom feel limited because of past poor choices? While it can be overwhelming and discouraging, debt doesn’t have to be a life sentence. With hard work, dedication, and […]
6 Smart Ways to Prevent Buyer’s Remorse
Have you ever returned home from a shopping trip with that uncomfortable feeling that you spent too much? Or maybe you’ve felt sick about buying something on a whim that wasn’t at all what you thought it would be. For me it often happens when I shop for gifts. What seems like a great gift […]
September 2014 Debt Repayment Progress Report
I love the accountability that sharing the details of our personal finances provides. I was a little nervous when I started posting our financial details for the world to see, but my readers have been gracious and kind. I’m so thankful to have encouraging readers who are not overly critical or judgmental. Without further ado, […]
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