I received an email from a reader this week who after 3 months of intense debt payoff is facing some debt fatigue. She and her husband have made great progress and only have about 8 months to go, but are still struggling to stay positive. Here’s her question: After your first year when you paid so […]
My First Interview
I have a surprise for you today! Instead of my normal post, I want to share with you my very first interview. Instead of reading, you can listen! A couple of weeks ago, Ingrid Talpak contacted me and asked to interview me for her WebTalkRadio show Living With More Style than Cash. The idea was […]
On Insurance and Emergency Funds (and a bad day)
I thought I was the one with the bad news. My husband called me on while I was at the auto shop getting the screechy noise on the van checked out. He asked me about my morning and listened patiently as I explained that the van repairs would cost us close to $500. I asked […]
How to Make a Profit Selling Used Stuff
When my husband finished law school, we put our house on the market and thankfully sold it quickly. We sold most of our furniture and large items to cut down on moving costs and storage costs. The best part was that we turned a profit on every piece of furniture, every household item and every […]
How to Make Plum Sauce and What to Do with it
Last fall, some friends invited us to pick all the plums from their plum trees. Their house had just sold and they were moving, so they just wanted to the trees cleaned off. They didn’t want the new owners to have to deal with fruit falling off the trees making a mess right when they moved […]
Should You Pay Off Student Loans FAST or Just Pay the Minimum?
Most people would agree that credit card debt should be paid quickly, since the minimum payment won’t get you anywhere fast (except maybe more debt). Exceptions may be made for balance transfers with zero interest offers for careful users. Credit card debit is a considered one of the riskier kinds of debt. What about student loans which […]
5 Ways to Save Money on Dry Cleaning
My husband wears a suit six days a week: 5 days to work and 1 day to church. His suits are the most expensive pieces of clothing we own, both because of the original price tag as well as the ongoing price of keeping them clean. Around here the average price for dry cleaning a […]
July 2014 Debt Repayment Progress Report
Debt Repayment At the beginning of each month we estimate a preliminary debt payment, leaving enough to cover our estimated expenses for the month and a cushion for unexpected expenses. Usually that’s at least $1,000. Then, at the end of each month, we take whatever is left after actual expenses and make a second student […]
Saving Money with Alternative Housing Arrangements
When you are getting serious about paying off debt (which we are, in case you’re new here), you are willing to make sacrifices that you otherwise wouldn’t make. What each individual or family is willing to give up is different. That is fine! Some of the ideas I’m going to share may sound a little […]
How to Make Razzleberry Jam
Around here, wild blackberries abound. They are thorny, but they’re free! Pull over just about anywhere and you can help yourself to delicious, flavorful berries. To preserve your skin, you’ll to wear long sleeves, but not your favorite shirt because blackberries stain! We’ve gone the free route many times, but now we we are lucky […]
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