When my husband finished law school, we put our house on the market and thankfully sold it quickly. We sold most of our furniture and large items to cut down on moving costs and storage costs. The best part was that we turned a profit on every piece of furniture, every household item and every […]
How to Make Plum Sauce and What to Do with it
Last fall, some friends invited us to pick all the plums from their plum trees. Their house had just sold and they were moving, so they just wanted to the trees cleaned off. They didn’t want the new owners to have to deal with fruit falling off the trees making a mess right when they moved […]
Should You Pay Off Student Loans FAST or Just Pay the Minimum?
Most people would agree that credit card debt should be paid quickly, since the minimum payment won’t get you anywhere fast (except maybe more debt). Exceptions may be made for balance transfers with zero interest offers for careful users. Credit card debit is a considered one of the riskier kinds of debt. What about student loans which […]
5 Ways to Save Money on Dry Cleaning
My husband wears a suit six days a week: 5 days to work and 1 day to church. His suits are the most expensive pieces of clothing we own, both because of the original price tag as well as the ongoing price of keeping them clean. Around here the average price for dry cleaning a […]
July 2014 Debt Repayment Progress Report
Debt Repayment At the beginning of each month we estimate a preliminary debt payment, leaving enough to cover our estimated expenses for the month and a cushion for unexpected expenses. Usually that’s at least $1,000. Then, at the end of each month, we take whatever is left after actual expenses and make a second student […]
Saving Money with Alternative Housing Arrangements
When you are getting serious about paying off debt (which we are, in case you’re new here), you are willing to make sacrifices that you otherwise wouldn’t make. What each individual or family is willing to give up is different. That is fine! Some of the ideas I’m going to share may sound a little […]
How to Make Razzleberry Jam
Around here, wild blackberries abound. They are thorny, but they’re free! Pull over just about anywhere and you can help yourself to delicious, flavorful berries. To preserve your skin, you’ll to wear long sleeves, but not your favorite shirt because blackberries stain! We’ve gone the free route many times, but now we we are lucky […]
Being Happy On Any Income
We’ve all heard that money can’t buy happiness, but do we believe it? It’s easy to imagine how money could solve our problems, especially when we’re talking about debt, but is money a requirement for happiness? Can we be happy on any income? My belief is that we really can be happy no matter what […]
Living on Last Month’s Income
One of the major changes we made to our budgeting strategy after learning the YNAB method was “living on last month’s income.” And boy has it been a game-changer! What is living on last month’s income? In traditional budgeting methods, people assign amounts to spending categories according to the money they expect to earn that […]
Republic Wireless Experiment and Review– Finding the Most Frugal Phone
As I was writing about my experience losing my cell phone and looking for comparable rates for replacing it, I got thinking more about the options. In order to share the two best candidates I found, I went through the same research I had done months ago. The more I learned about Republic Wireless, the […]
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