For our first eight years of marriage, we did not have a dishwasher. We managed, but with each move I was hopeful that our next place would have a dishwasher. When we moved into my in-laws’ basement we installed counters and cabinets that my in-laws got for free years ago when someone else was updating […]
Avoiding Entitlement in Debt Repayment
Not long ago, my kids began claiming “It’s not fair!” whenever anything didn’t go their way. Trying to curb the habit, we are constantly reminding them what “fair” actually means. The rule is that if you finish your dinner, you can have dessert. When only one child finishes dinner and gets dessert, the others cry, “It’s […]
Dumb Phone to Smartphone, but still just $10 a month?!
Since we live in a basement apartment (in the boonies) I don’t use my cell phone much at home. I really rely on it when I’m away from home though. Losing My Phone Last fall I lost my cell phone. Twice. Each time it was missing for over a week! I was pretty sure that […]
How Long Did You Wait to Get Serious About Your Debt?
Debt is a pretty big topic at Six Figures Under. Dealing with debt can be a long and rough road. Combine that with the fact that debt isn’t often discussed openly, and you’ve got a recipe for discouragement. I love being able to discuss debt together here each Wednesday. Hearing your progress is encouraging. I like helping […]
Personality Traits That Make Debt Repayment Easier
While no one will tell you that debt repayment is easy, there are some personality traits that can make your journey to debt-free easier. Talking with many people about their struggles with debt has helped me to notice personality traits in myself and others that contribute to (or hinder) success in eliminating debt. Let’s focus on the personal […]
Maximizing Our Debt Repayment at the End of the Month
Now that another month is over, I want to show you another aspect of how we budget. I’ve talked about our budgeting history, about why we switched from Mint to YNAB (and how it is wonderful), and about how we budget to zero each month. Today, I want to explain what we do at the […]
May 2014– Debt Repayment Progress Report
I love the accountability that blogging about our debt journey provides. As usual, here is a look at what we earned, spent, and paid-off in debt last month! Debt Repayment Our beginning of the month payment was $1,459, just what we needed to pay off our balance transfer that we used to save on interest. […]
How to Cook Perfect Rice on the Stove & Easy Mexican Rice Recipe
About a month ago, I wrote about six kitchen appliances that save us money. One of them was our rice cooker. We’ve been using it for years and love it! The reason we love it and rely on it so heavily is because neither of us can make rice turn out right. Well, after that […]
Giving Unsolicited Financial Advice
When it comes to topics like politics, parenting, and finances, we all have at least two cents to share. Depending on our experience and personality, we may have a lot more to contribute. While many people, my husband included, wait for others to ask for their advice, others feel compelled to share without an invitation. […]
Receiving Unsolicited Financial Advice
I have frequently been on both sides of unsolicited financial advice. I’ve given unsolicited tips to others that I thought could use them. I’ve also had others share their unsolicited financial advice with me, sometimes in a way that I appreciate and sometimes less so. Today let’s talk about receiving unsolicited financial advice and next week […]
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