During law school, I discovered coupons and used them faithfully for a couple of years. We are still using the toiletries that I stocked up on 5 years ago. Now that we live in the boonies, I don’t do any more couponing. I just make a monthly shopping trip to Grocery Outlet, Sam’s Club and Winco. […]
Is a Sam’s Club Membership Worth It? (And what’s the kicker for us?)
In one of our first monthly debt repayment updates (where we show exactly what we earned, spent, and paid on debt), I mentioned that the $244 we spent for groceries that month (yes, for the entire month for our family of 5) consisted of only 3 transactions: Winco, Grocery Outlet, and Sam’s Club. I knew from […]
Yours, Mine, and Ours: Debt in Marriage
Before I was married, I never gave much thought to debt in marriage. I didn’t have any debt, and I just expected I would marry someone who didn’t have any either. I figured I would marry someone who was wise with his money, like I had been with mine. That just happened to be the case. […]
Our Favorite Cost-Effective Vegetables to Grow
My husband grew up eating from his family’s large garden. Since we’ve been married, we have grown at least something every year, but most years we’ve had a full-blown garden. We plant all sorts of different vegetables and try new things each year. We grow some vegetables because they’re fun. Take carrots, for example. My […]
What We Learned from Using a Balance Transfer to Pay Off Student Loans
About a month ago, I wrote an overview about using credit card balance transfers to help you pay off debt. If that’s a new idea, you’ll want to read that post first. I want to share our personal experience with using a balance transfer to pay off student loans. Last July, we used a credit card balance […]
Budgeting Every Penny– How zero-based budgeting helps us pay off more debt
One of the problems with our previous budget was the inability to budget down to zero. We had categories with a set amount to spend, but there wasn’t a good way to deal with being over-budget or under-budget in a category and we were never quite sure how much we had leftover that we could […]
April 2014– Debt Repayment Progress Report
Debt Repayment If you’ve been around Six Figures Under lately, you know that we had a No-Spend Month in April. Not spending anything on food, household, clothing , entertainment or anything else extra paid off. We put $2,032 toward our law school debt this month! That is 57% of our income for the month (income we earned […]
Debt Detox– A discussion on Debt and Dieting
When I was writing Monday’s post about saving money by having a no-spend month, I couldn’t help but think about how it sounded like a popular cleanse diet. You know, the diet where you only eat or drink [fill in the blank] for an entire week in order to rid your body of toxins. I’ve never tried a cleanse […]
Does a No-Spend Month Really Save Money?
When we had our first no-spend month last year, my brother asked me “Wouldn’t a no-spend month just cause you to spend more money next month because you’ve exhausted all your resources?” With some self-control, a decent food storage, and a regular habit of stocking up on essentials, a no-spend month really will save you money. […]
Make Money Selling Patterns on Craftsy– A passive income stream possibility
You may have noticed that I love to sew and create things. For years I have been thinking about selling patterns of some of my designs. I have a whole list of patterns that I plan to create. It’s just a matter of finding the time (preferably in longer than 10 minute intervals) to write […]
- « Previous Page
- 1
- …
- 61
- 62
- 63
- 64
- 65
- …
- 71
- Next Page »