Welcome to the Wednesday Debt Discussion at Six Figures Under. I started these Debt Discussions based on my philosophy that when burdens are shared, some heartache is spared. As usual, all are welcome, whether you are debt-free or weighed down heavy with debt, though I’m specifically addressing the latter. They say that hindsight is 20/20. […]
No-Spend Month Update– Easter Edition
I hope you each had a happy Easter! We enjoyed beautiful spring weather while celebrating the most significant event in the history of the world! April has flown by! We’re starting the last week of our No-Spend Month! So far our no-spend month is going as planned. Our debt payment this month should reflect this sacrifice. […]
6 Kitchen Appliances That Save Us Money
Many frugal people are also minimalists. In some ways we are minimalists, but when it comes to kitchen appliances you might think otherwise. While some people avoid kitchen appliances that take up space and only perform one function, we have found that many of those kitchen appliances save us money. They are worth their space […]
The Formula for Financial Freedom
Believe it or not, the answer to getting out of debt, saving for the future and any other financial goal is the application of the same formula. Live on less than you earn The most basic rule of personal finance is to live on less than you earn. For some it’s intuitive, for others it […]
No-Spend Month Menu
I’ve had some inquiries as to what our menu this month looks like. The funny thing is, our no-spend month menu doesn’t look too different from our menu in a regular month. We regularly feed our family of five on less than $300 each month. Much of our food budget is used to stock up. […]
Mock Lasagna– Frugal Dinner Recipe
Mock lasagna is a dinner our whole family gets excited about. Mock lasagna is delicious like lasagna, but is much simpler to make and is easy to make in large quantities. My mother-in-law came up with the recipe years ago when her six children were young. Now it’s a tradition that her grandchildren are […]
Can’t or Won’t
Over the last few weeks, my kids have started claiming “I can’t” as an reason for not doing something they don’t want to do. They know that an outright refusal won’t go over well, so they give the ever-lame excuse “I can’t.” I called them out on their laziness and told them they can do it, […]
No-Spend Month Update
We’re one week into our no-spend month and things are going fine. When I announced that in April we would be having a no-spend month, I was excited that some of you wanted to join in or follow along. I am eager to hear how you are doing! Honestly, I wasn’t sure what documenting my […]
March 2014– Debt Repayment Progress Report
Debt Repayment Now that we are using YNAB and living on last month’s income, it’s so much easier to make sure every dollar has a job. At the beginning of the month we took all the money we had earned in February and assigned it to our budget categories. We put $1,200 toward our debt […]
Green Smoothies WITHOUT an Expensive Blender
When I went to a class all about making green smoothies last year, I was inundated with ideas for getting my family (myself included) to eat more veggies. Suddenly there were all sorts of possibilities for using leafy greens and other vegetables we had never used before. We sampled many different combinations and each one […]
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