We’re one week into our no-spend month and things are going fine. When I announced that in April we would be having a no-spend month, I was excited that some of you wanted to join in or follow along. I am eager to hear how you are doing! Honestly, I wasn’t sure what documenting my […]
March 2014– Debt Repayment Progress Report
Debt Repayment Now that we are using YNAB and living on last month’s income, it’s so much easier to make sure every dollar has a job. At the beginning of the month we took all the money we had earned in February and assigned it to our budget categories. We put $1,200 toward our debt […]
Green Smoothies WITHOUT an Expensive Blender
When I went to a class all about making green smoothies last year, I was inundated with ideas for getting my family (myself included) to eat more veggies. Suddenly there were all sorts of possibilities for using leafy greens and other vegetables we had never used before. We sampled many different combinations and each one […]
Is it Safe to Use Balance Transfers in Debt Payoff?
Are you ready to learn the good, bad and the ugly about using credit card balance transfers in your debt payoff? Is using a 0% APR Balance Transfer worth it? Let’s talk about what a balance transfer is and how some people leverage balance transfers in their debt payoff. Then we’ll look at what the catch […]
Planning a No-Spend Month
Just the other day, I was thinking that it’s high time we have another “no-spend” month. It’s been about ten months since we’ve had one. Our first one, which we didn’t plan or prepare for, went really well and was a great way to begin getting serious about paying off all this law school debt. […]
How to get Cloth Diapers Free or Cheap– 10 Money-Saving Strategies
What’s holding you back from using cloth diapers? If it’s money, then let me show you some ways that you can get cloth diapers without spending a fortune. In fact, I got all of my diapers very cheap and even free! When we started cloth diapering with our third child, I spent $100 to get […]
How Do You Banish Budget-Breaking Binge Behavior?
Reading through the comments on last week’s debt discussion reminded me of some children’s discipline challenges I’ve thought about recently. Here are a couple short scenarios to give you an idea of what I’m talking about. #1 In hopes of motivating our three restless little ones to sit still (or at least with with […]
The Best Thing that Ever Happened to Our Budget– Switching from Mint to YNAB
I’m really excited to share with you how we have overcome some of the stumbling blocks of budgeting and why switching from Mint to YNAB has totally transformed our budgeting! Mint Since 2007 we have used Mint.com to track our spending and budget. We have all of our financial accounts connected to Mint (checking accounts, […]
Marketing For Your Etsy Shop– Earning on Etsy, Part 5
Welcome to the Part 5 of the Earning on Etsy Series! I am excited to share with you lots of tips for marketing your creations on Etsy and beyond. An Awesome Listing and Product Before you worry about any sort of advertising (paid or unpaid) there are several steps you can take to help your […]
Avoiding Fits and Starts in Debt Repayment
It’s Wednesday! It’s time to discuss debt, but I’m going to start out with a little confession. Then I would love to hear your experience and insight on debt! Confession Waking up early has never been a talent of mine. I would rather stay up late working on a project than wake up early […]
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