Debt Repayment Both last month and this month we have had an expected low debt payment. Starting in March, payments will increase substantially! We have changed from a fly-by-the-seat-of-your-pants budgeting system to a living-on-last-month’s-income system. It’s really exciting! So essentially, in January and February we have paid and set money aside for a month and […]
Setting up Your Etsy Shop– Earning on Etsy Series, Part 3
If you’re just joining us, take a look at Part 1: Etsy basics and Part 2: Market Research. Now we are ready to set up shop! If you don’t already have an Etsy account, it’s high time you get one! It’s free! If you sign up through my link you can get your first 40 listings […]
Should I Dip into Retirement or Borrow Money for School?– A Reader Question
I’m doing something a little different in today’s Wednesday Debt Discussion by fielding a reader’s debt-related question. Since many of us are experienced in this arena (that’s nicer to say than “deep in debt”), I thought it would be helpful to let everyone give some input. Here’s the question: I’m in school for my undergraduate […]
Making Fruit Leather from Applesauce
My mother-in-law makes fruit leather for her grandchildren for Christmas each year and has the process down to a science. Here is her step-by-step method for making and packaging delicious fruit leather. You can make fruit leather out of any pureed fruit. We make our own homemade applesauce, so it’s a convenient (and delicious) choice […]
Market Research for your Etsy Shop– Earning on Etsy Series, Part 2
Welcome back for Part 2 of my Earning on Etsy series. Now that you know the basics of Etsy and have thought about what you want to sell, it’s time to do a little market research. You can find out a lot about what sells (and what doesn’t) and for how much by doing a […]
Are you in Debt Denial?
Most people don’t talk about debt openly, but it’s no secret that it’s a serious and widespread problem. You can’t tell by looking at a person whether or not he has massive credit card debit. Even those you know well may have suffocating student loan payments. Most people keep personal finances personal. Between the private […]
Creamy Tacos Casserole– Frugal Dinner Recipe
Creamy Tacos Casserole is a family tradition at least three generations old. Originally called simply “Cream Tacos,” I revised the name to give a better description of this yummy comfort food that we’ve adapted over the years. Creamy Tacos Casserole is a great dish to bring over to a friend who just had a baby […]
Can I really make money on Etsy? — Learn how to make money on Etsy
Of course you can! Get ready to learn how in my Earning on Etsy series! When I first heard about Etsy back in 2007, the entrepreneur and the crafter in me got curious. I wasn’t sure if I could make money. I didn’t have a business plan or goals. I wanted to try it, […]
Should you take loans from family members to get out of debt?
As family members see you struggling with debt, they may want to help. Perhaps they have been in your shoes and know what you are going through. Maybe they are just generous and want to contribute. Is accepting loans from family members a good idea? It depends on the person. And the family. Let’s Look […]
How Health Insurance Under the ACA Affects Our Debt Repayment
Hi. This is Mr. SixFiguresUnder. Because today’s topic is one that I like more than Stephanie, she has graciously allowed me to handle it. The topic: health insurance. We get frequent comments and questions from readers on our budget items. Several people have asked about our health insurance and if/how it has changed under Obamacare […]
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