Before explaining our recent change in budgeting that I mentioned in our last income report, I want to give a short overview of our budgeting history and background. Later this month I will go into detail about the specifics of our budgeting system. Growing up, I don’t recall ever learning any concrete budgeting skills, though I was […]
Setting Prices in your Etsy Shop– Earning on Etsy Series, Part 4
We’ve discussed the Etsy basics, market research, and setting up your shop. You’re almost ready to start listing items to sell, but first we need to talk about pricing. We do want to make money, after all! Pricing can be tricky. Despite what anyone tells you, there is no perfect formula to calculate the prices […]
Exercising Our Debt Muscles
We’ve all heard the saying, “What doesn’t kill you makes you stronger.” I am a firm believer that challenges and difficulties in life, both those that we create for ourselves and those that are thrust upon us, can be turned to our good. We can learn and grow from our trials. Just as in […]
February 2014 Debt Repayment Progress Report
Debt Repayment Both last month and this month we have had an expected low debt payment. Starting in March, payments will increase substantially! We have changed from a fly-by-the-seat-of-your-pants budgeting system to a living-on-last-month’s-income system. It’s really exciting! So essentially, in January and February we have paid and set money aside for a month and […]
Setting up Your Etsy Shop– Earning on Etsy Series, Part 3
If you’re just joining us, take a look at Part 1: Etsy basics and Part 2: Market Research. Now we are ready to set up shop! If you don’t already have an Etsy account, it’s high time you get one! It’s free! If you sign up through my link you can get your first 40 listings […]
Should I Dip into Retirement or Borrow Money for School?– A Reader Question
I’m doing something a little different in today’s Wednesday Debt Discussion by fielding a reader’s debt-related question. Since many of us are experienced in this arena (that’s nicer to say than “deep in debt”), I thought it would be helpful to let everyone give some input. Here’s the question: I’m in school for my undergraduate […]
Making Fruit Leather from Applesauce
My mother-in-law makes fruit leather for her grandchildren for Christmas each year and has the process down to a science. Here is her step-by-step method for making and packaging delicious fruit leather. You can make fruit leather out of any pureed fruit. We make our own homemade applesauce, so it’s a convenient (and delicious) choice […]
Market Research for your Etsy Shop– Earning on Etsy Series, Part 2
Welcome back for Part 2 of my Earning on Etsy series. Now that you know the basics of Etsy and have thought about what you want to sell, it’s time to do a little market research. You can find out a lot about what sells (and what doesn’t) and for how much by doing a […]
Are you in Debt Denial?
Most people don’t talk about debt openly, but it’s no secret that it’s a serious and widespread problem. You can’t tell by looking at a person whether or not he has massive credit card debit. Even those you know well may have suffocating student loan payments. Most people keep personal finances personal. Between the private […]
Creamy Tacos Casserole– Frugal Dinner Recipe
Creamy Tacos Casserole is a family tradition at least three generations old. Originally called simply “Cream Tacos,” I revised the name to give a better description of this yummy comfort food that we’ve adapted over the years. Creamy Tacos Casserole is a great dish to bring over to a friend who just had a baby […]
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