Six Figures Under

The Fine Line of Patience in Paying Off Debt

February 5, 2014 by Stephanie 25 Comments

Patience is a virtue we can all improve on, but having too much patience can be bad for those of us who are in debt. At the same time, having too little patience will make you crazy with anxiety and stress. When it comes to debt, do you have too much patience or not enough? […]

January 2014– Debt Repayment Progress Report

February 3, 2014 by Stephanie 16 Comments

Debt Repayment Our debt payment was pretty darn pathetic this month at $400. January and February will both have low debt payoffs, but then in March we should be back in the fight. We are changing the way we budget to deal better with credit cards and income. I’ll explain more about it soon. I’m […]

Canning Homemade Applesauce

January 31, 2014 by Stephanie 21 Comments

Homemade unsweetened applesauce is great for your diet and your budget. As in all homemade food and home-canned produce, it is comforting it know exactly what is in your food. When you can preserve your own produce or produce that you buy at rock-bottom prices, you can save money in your food budget. In our […]

Celebrating Your Success: A Debt Discussion

January 29, 2014 by Stephanie 16 Comments

If you’ve been reading Six Figures Under lately, you know that we recently passed an exciting milestone. We got our debt under six figures! Do you want to know what we did to celebrate? Nothing. Is that lame? We smiled and were happy with our progress, but we didn’t do anything. We didn’t spend any […]

Eating Healthy and Saving Money with Green Smoothies

January 27, 2014 by Stephanie 16 Comments

I have always been a picky eater, especially when it comes to vegetables. Now that I am a grown-up, I can handle eating vegetables when they are cooked (and smothered in butter, cheese or brown sugar), but I have a hard time eating veggies raw. Unfortunately, my kids are following my bad example. Years ago, […]

3 Subtle Ways Going Without TV Will Save You Money

January 24, 2014 by Stephanie 37 Comments

If you are planning to decrease your spending in the new year, whether to help pay off debt or to save for the future, cutting out cable is a great way to save money. The money that you save on a monthly expense like cable adds up quickly. In addition to the huge chunk of […]

Accountability: A Debt Discussion

January 22, 2014 by Stephanie 8 Comments

Welcome to another Wednesday Debt Discussion! If you’re new around here, you might want to take a peek at what we’ve been discussing lately. Now that we’ve decided to be open about debt, made sure we aren’t adding to our debt, set a debt-free date along with some smaller goals, budgeted and made sacrifices to help us achieve […]

Homemade Pumpkin Bread and Muffins

January 20, 2014 by Stephanie 13 Comments

We had a great pumpkin harvest this past fall. Little by little we have been making our own pumpkin puree to use and freeze. Consequently, pumpkin is our not-so-secret ingredient in everything these days. We have really become pumpkin connoisseurs. We cooked up our second-to-last pumpkin last week. At 70+ lbs, it yielded around 4.5 […]

Homemade Powdered Laundry Detergent with Zote

January 17, 2014 by Stephanie 133 Comments

During law school I learned to make my own laundry detergent. I always made the “liquid” kind. I use the word “liquid” loosely because it was somewhere between a solid and a liquid. If you’ve used the liquid version of Fels-Naptha, Borax, and Washing Soda, you know the gelatinous chunks of which I speak. I […]

Debt Tracking Tools: How do you keep track of your debt payoff?

January 15, 2014 by Stephanie 28 Comments

Now that you’ve set a Debt-Free Date and made real sacrifices, how do you keep track of your progress? Do you have a spreadsheet that you update monthly? Do you rely on your loan statements? Do you have an app or program that you use? Up until recently we only used an Excel spreadsheet. We […]