We had a great pumpkin harvest this past fall. Little by little we have been making our own pumpkin puree to use and freeze. Consequently, pumpkin is our not-so-secret ingredient in everything these days. We have really become pumpkin connoisseurs. We cooked up our second-to-last pumpkin last week. At 70+ lbs, it yielded around 4.5 […]
Homemade Powdered Laundry Detergent with Zote
During law school I learned to make my own laundry detergent. I always made the “liquid” kind. I use the word “liquid” loosely because it was somewhere between a solid and a liquid. If you’ve used the liquid version of Fels-Naptha, Borax, and Washing Soda, you know the gelatinous chunks of which I speak. I […]
Debt Tracking Tools: How do you keep track of your debt payoff?
Now that you’ve set a Debt-Free Date and made real sacrifices, how do you keep track of your progress? Do you have a spreadsheet that you update monthly? Do you rely on your loan statements? Do you have an app or program that you use? Up until recently we only used an Excel spreadsheet. We […]
Saving on Shaving
My husband has the gift of facial hair. He’s the kind who has a five o’clock shadow that some men can’t even grow after a week. There’s no need to be jealous though, it’s more of a curse. While laziness might lead him to let it grow, he shaves everyday (except Saturday) to maintain his […]
What are You Willing to Give Up to Get Out of Debt?
In our last Debt Discussion, we talked about Deciding on a Debt-Free Date. Now that you’ve nailed down a specific date or time-frame that you’d like to have everything paid off, let’s look a little closer at the “how” of reaching your goal. Assuming you aren’t still adding to your debt, paying it off is […]
How we paid off $36,000 of Debt in 2013
At the end of 2013, we reached an exciting milestone in our debt repayment adventure. We are now less than Six Figures Under. We have less than $100k of debt! We have paid off $40,000 of debt so far and $36,000 of it was in 2013. Those who are regulars around here have a good […]
December 2013– Debt Repayment Progress Report
Debt Repayment In December we put $852 toward debt. Definitely not stellar, but it’s just barely enough to drop us to less than Six Figures Under. Having debt of less than $100,000 is worth celebrating. Income Regular: $3,175 (after taxes) Etsy: $300— A little better than last month, but well-below average. All of the month’s orders came […]
We’re Not Six Figures Under Anymore!
Happy New Year! To celebrate the new year, I am excited to announce that… We’re not six figures under anymore! You’ll have to wait a few days for our official monthly debt repayment progress report for December with all the details of our earning and spending, but I thought the milestone of getting our student […]
Deciding on a Debt-Free Date
If you are currently working on paying off debt, have you set a “debt-free date” yet? I’m not talking about going out with your spouse without using a credit card. I’m talking about a date on the calendar when you plan to be completely out of debt. If you haven’t set a goal for when […]
6 Reasons to Get Kids Clothes Secondhand
More often than not, the clothes we buy for our kids are secondhand clothes. As long as they are in good condition, they fit well, and we think they are cute, we have no problem with used clothes. You can call them “pre-owned” or “pre-worn” if it makes you feel better. Here are six of […]
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