Giving gifts that the whole family can enjoy– as opposed to individual gifts to each person in the family– is a great way to save money and simplify Christmas time. Who doesn’t want that?! Plus, Family gifts can be lots of fun and really bring the family together. I’m excited to share with you some […]
6 Great Ways to Save Money on Christmas Cards
I love staying in touch with the people I love by way of Christmas cards. I enjoy hearing from friends far and near around the holidays. However, sending Christmas cards out to family and friends can get expensive, especially if you have a tight budget. Today I want to share with you 6 tips to […]
Budgeting for Christmas When You’re in Debt
It’s the time of the year when budget-minded people start thinking about how their finances will accommodate the extra expenses of the holiday season. Actually, the really budget-minded people have been preparing financially for the Christmas season all year long. Divided over twelve months, the holiday expenses are barely noticeable. If you’re in debt, then chances […]
Random Acts of Kindness for Any Budget
I love hearing about and seeing random acts of kindness, especially nowadays when so much of the media is filled with terrible things. What’s even better than just hearing about random acts of kindness is being a part of it. So often we think, “when I’m in a better position financially or when life slows […]
7 Tips for a Simpler Christmas
Truly Christmas is the most wonderful time of the year, but some years we are so busy that we miss the most important parts of the season. It’s easy to let presents and decorations and travel and parties and making everything perfect crowd out the calm and joy that should come when we spend time with our families and contemplate the […]
September 2022 Family Budget Update
September was a good month for income. That’s important because we have a big solar payment due as soon as our system gets final approval and is connected to the grid. Hopefully that happens soon because the amount we are paying for electricity every month is ridiculous (and just keeps going up). Our water […]
Are you missing this important step in your debt payoff?
There’s one step in paying off debt that seems so obvious to me that I’ve never really considered an alternative. However, as I read more widely in personal finance, I discovered that many people intentionally skip this important step. The question is whether to start paying off debt immediately or to first save up an […]
Soft French Bread 🥖{Recipe and Tutorial}
We make most things from scratch around here. I’ve made sandwich bread for years, but my favorite is French bread. We all love it so much that I’ve even started making sandwiches with it! Yep- PBJs on soft French bread is what’s for lunch around here. Of course it makes a perfect companion for any […]
Yellowstone Family Trip Cost Breakdown– Family of 8
In July we took our first trip to Yellowstone National Park. We met Mike’s siblings and their families there for a family reunion. It was an amazing trip! The park is huge and there is so much to see. We packed our schedule full while we were there and we have a list of what […]
Summer Garden Tour 2022
Our garden is not manicured beautifully for a magazine or social media, but it is functional and very productive! Growing our own fresh organic produce year round helps to supplement our grocery budget. Not only do we have fresh fruits and vegetables nearly all year round, we have plenty to can, freeze, dehydrate, and freeze […]
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