Ever since we finished paying off our massive debt, we’ve been eagerly looking at houses. Even though we aren’t really in a buying position right now, we’re getting a feel for the market (and getting excited about homes that will inevitably be sold by the time we’re in a position to make any offers).
We actually sat down with a realtor this week to talk about what we’re looking for. I prepared a spreadsheet to compare some of the listings we’re most interested in. As I looked at all of them, I realized they all had one thing in common. They were all clearly out of our current price range. We couldn’t even qualify for them right now even if we had a nice down payment.
That may sound like anything but an epiphany, but sometimes I have such a “we’ll make it happen” attitude that sometimes I ignore reality.
Instead of fighting it, I started looking at houses I hadn’t previously considered (smaller houses, smaller properties, different locations, or fixer-uppers).
While I’m still not-so-secretly in love with some of the ones on my original spreadsheet, expanding our list in ways that I hadn’t previously considered is feeling like a good thing.
The change in my house-hunting thought process isn’t quite a frugal feat yet, but it’s on its way!
Frugal Feats of the Week
Saving the Harvest
Has the fall frost hit your area yet? Well, it’s frosting here. (Mmm… frosting…. okay not that kind of frosting!) Which normally means bad news for your tomatoes and other garden produce that’s not quite ready yet. But we managed to save some of it (we’ll be doing more tomorrow).
I sent my ranch hands (aka kids) out to the garden after school to pick all of the green tomatoes. Learning that you can pick green tomatoes and let them ripen indoors was a game-changer for gardening. Now we don’t have to say goodbye to all of our green tomatoes!
I actually really love letting green tomatoes ripen indoors as it spreads our homegrown harvest into the winter! I wrote all about how we store green tomatoes to ripen inside, so please share it with all of your garden-y friends. They’ll be glad to not have their tomatoes going to waste (and they might even share some with you)!
We also harvested our pumpkins and sweet potatoes. My kids LOVE digging up sweet potatoes. It’s like a treasure hunt! They get shovels and hoes and pick axes out of the garden shed and get to work. They come in (in terrible need of a bath) when it’s finally too dark to see.
They aren’t quite done, so I’ll have to get some pictures of the exciting sweet potato excavation tomorrow. I’ll plan to share it over on Instagram.
Mom Conference
I signed up to attend the Mom Conference! It’s just what is sounds like, a conference for moms, but the perk is that you can watch and listen to the speakers from the comfort of your own home (no travel costs) and the event is completely FREE!
This year the speakers include some people I’m super excited to hear from like Jesse Mecham, founder of YNAB, Ruth Soukup, of Living Well Spending Less. There are lots of other speakers you’ll probably recognize. You can see who is speaking and what their topics are here.
Want to join me? Registering is the only way you’ll be able to view it for free, so hop over and register now before you forget. The conference starts on Tuesday, October 11th.
Frugal Flops of the Week
This week I bought something that I almost never buy, so it felt like a complete splurge. Any guesses?
This might sound silly to some, but I bought jam from the store. Now don’t get me wrong, there’s nothing wrong with buying jam from the store, but for years, we’ve gotten so many berries from the garden that I haven’t needed to supplement with store-bought jam at all. Once the berries are harvested, then I make a year’s worth of jam (which is a lot when you make something like 8 PBJs each day.
If you’re thinking back to my frugal flop from a few weeks ago, you might think that this flop was because I slacked off and didn’t take full advantage of all the ripe berries available for picking.
That’s not the reason though. I have gallons and gallons of freezer bags filled with blackberries (and raspberries too) in our deep freeze just waiting to be made into jam (like this yummy razzleberry jam). I just haven’t taken the time to make it happen.
A couple of jars of jam aren’t going to break my budget, but it will really be nice to go back to not having to buy it. And I’ll free up so much freezer space too!
Frugal Funnies of the Week
I guess this week wasn’t very frugally funny around here, because I can’t think of anything!
If you have a frugal funny from the week, though, I’d love to hear about it! 🙂
It’s your turn!
- What were your frugal successes and failures?
- Any funny frugal moments?
Free when you subscribe!
Get frugal inspiration and financial motivation in your inbox every week, plus you'll also get the Guide to Getting a Month Ahead Financially for free!
Lindsey Mozgai says
My frugal success has been last night’s unplanned no dinner adventure. I went to what I thought was going to be a company dinner after work, but there was no food! Rather than grab something while I was out on the way home, I waited till I got home. This little decisions saved me probably a good $6!
Sarah | Mommy's Budget says
I signed up for the mom conference too, I’m really looking forward to it. 🙂
I only recently just learned you can pick green tomatoes… when we moved I had to leave my tomatoes and so I just left all the unripe ones. I was so sad when I learned I could have picked them and brought them with me!
Stephanie says
Bummer! So sad to let good produce go to waste!
Becca says
It was a mixed bag around here, lots of bills all came due in the one week and our washing machine broke. But, I found some great sales on food, like cereal for 40 cents a box, and our new washing machine came with a cash-back rebate. The only thing that was slightly funny had to do with the cereal. I bought one box to see if the kids would eat it. They lived it, so I called my mother in law, who lives in town, to ask if she.could pick up a few more boxes for us. But the next day we got out of my son’s orthodontist appointment very early, so I thought we’d head to the store to buy more cereal. And who did we meet there but my MIL, putting some in her cart for us. What timing.
Stephanie says
Cereal for $.40 definitely merits a trip into town and calling everyone you know. That is funny that you ran into your MIL at the store! 🙂 Enjoy your new washing machine!
Ann says
Love your Friday Feats, Flops and Funnies !
And the perfect house is ALWAYS $10K more than you can afford! 🙂
Stephanie says
Thanks Ann! I’m glad you enjoy it. And in California that translates to $100 K more! 😉